1. Three-State Factual Verification Framework

In digital information research, conflating "unverified" with "false" leads to false accusations, while treating "unverified" as "true" leads to consumer endangerment. Panalo PH enforces a strict three-state model for every factual parameter:

2. Separation of Technical Reachability and Regulatory Status

A common point of confusion is treating a live, operational website as proof of regulatory legitimacy. Our editorial framework strictly separates:

Reachability does not imply regulatory endorsement, operational solvency, or consumer safety.

3. Source Attribution & Documentation Hierarchy

We rely on a strict hierarchy of sources:

  1. Tier 1 (Official Regulatory Releases): Direct public filings, licensee rosters, and advisory bulletins published by PAGCOR or relevant government bodies.
  2. Tier 2 (Official Corporate Registries): SEC (Securities and Exchange Commission Philippines) public records.
  3. Tier 3 (Direct Technical Probes): Cryptographic SSL certificates, DNS records, and HTTP header reachability observations recorded by Panalo PH.

Secondary rumors, promotional blog reviews, and affiliate aggregator assertions are explicitly disqualified as factual reference evidence.

4. Corrections & Errata Policy

Internal Pre-Publication Checklist Item

Corrections Protocol Notice: When factual errors or newly updated regulatory releases are verified, Panalo PH publishes timestamped revision notes in the relevant brand changelog. We do not retroactively alter verification records without recording an errata event.